Total clients served
Clients served across Midnimo Microfinance's journey since 2020.
People. Opportunity. Progress.
Our reach over time.
Our clients today.
A clear view of the people we have served, the clients we support today, and how our financing reaches communities across Somalia.
Active clients
Clients currently served by Midnimo Microfinance, shown separately from our total reach.
Total clients served is cumulative. Active clients describes our current client base. These figures measure different things and should not be added together.
Reach & inclusion
Access that supports opportunity.
Financing, business skills and community groups form different parts of Midnimo Microfinance's work.
Financing disbursed
Cumulative financing delivered
VSLA & SHG groups
Savings and self-help groups
Entrepreneurs trained
Financial literacy and business skills
Regional hubs
Our regional presence
Portfolio held by women
Share of portfolio held by women
Youth beneficiaries
Participation by young people
1,000+ IDP & returnee clients are also represented in Midnimo Microfinance's institutional outreach.
The 68% figure measures women’s share of the financing portfolio; 72% measures youth among beneficiaries. These percentages use different bases and should not be added together.
Impact by service area
Where our services make a difference.
Client outreach and financing distribution show two different perspectives on the same work.
Client outreach
Distribution of total clients served across service areas.
Financing distribution
Share of financing disbursed across service areas.
Outreach percentages describe total clients served, not the current active-client count.
Portfolio & financial capacity
The resources behind our work.
Institutional financial indicators, presented separately from cumulative financing disbursed.
Total assets (2024)
Revolving loan fund
Gross loan portfolio
Loan recovery rate97%
Portfolio at risk · 30 days3.4%
Write-off ratio0.8%
Annual portfolio growth21%
Portfolio at risk and write-off ratio describe portfolio quality; lower percentages indicate less exposure on these measures.
Aligned with global goals
Progress with a wider purpose.
No Poverty
Expanding livelihood opportunities for vulnerable households.
Gender Equality
Supporting women entrepreneurs and female-led businesses.
Decent Work & Growth
Creating micro-enterprise employment and supporting small businesses.
Reduced Inequalities
Financial inclusion for IDPs, returnees, and underserved communities.
Climate Action
Financing climate-smart agriculture and clean-energy solar solutions.
In their own words
Meet the people behind the businesses
Hear directly from Midnimo Microfinance customers as they share their experiences.
Client Success Stories
Rahmo Osman: Growing Her Business with Midnimo Microfinance
Rahmo Osman talks about the additional financing she received and her experience with Midnimo Microfinance.
Client Testimonials
A Retail Business Owner’s Story
A shop owner talks about his business and his experience with Midnimo Microfinance.
Client Testimonials
A Business Owner Shares Her Experience
A business owner shares her experience from inside her shop.
Client Success Stories
Stories of Business Growth
Customers talk about their shops and how their businesses have grown.
Ready to grow with ethical finance?
Whether you are seeking financing, training, or a partnership, our team is ready to help you take the next step.